Commercial insurancefor modern businesses
Premier Heritage delivers comprehensive commercial insurance coverage and business protection solutions for companies across all industries. Our expert commercial insurance agents provide tailored property and casualty insurance, liability coverage, and risk management services.
From small business insurance to enterprise-level commercial coverage, we protect your business assets, employees, and operations with industry-leading commercial insurance products and exceptional claims service.
Business insurance productsand commercial coverage
Our comprehensive commercial insurance portfolio includes property insurance, general liability, workers compensation, cyber liability, and specialized business insurance coverage designed to protect your company's unique risks and exposures.
Property & Casualty Insurance
Comprehensive commercial property insurance protecting your business premises, equipment, inventory, and assets. Our property coverage includes business interruption insurance, equipment breakdown coverage, and specialized property protection for unique business operations and facilities.
Liability & Risk Management
Complete liability insurance coverage including general liability, professional liability, product liability, and cyber liability insurance. Our risk management services help identify potential exposures and implement comprehensive liability protection strategies for your business operations.
Workers Compensation & Employee Benefits
Complete workers compensation insurance and employee benefits solutions protecting your workforce and business from workplace injuries, employment practices liability, and employee-related risks. Includes safety consulting and claims management services.
Industry-specificbusiness insurance solutions
Small Business Insurance
Comprehensive small business insurance packages including business owners policy (BOP), commercial auto insurance, cyber liability coverage, and industry-specific business insurance solutions. Our small business commercial insurance agents understand the unique challenges facing growing companies and provide cost-effective protection.
Enterprise Commercial Insurance
Sophisticated commercial insurance programs for large corporations including directors and officers liability, employment practices liability, commercial umbrella coverage, and international business insurance. Our enterprise risk management specialists design comprehensive commercial insurance solutions for complex business operations.
Proactive business riskmanagement and prevention
Our commercial insurance risk management services go beyond traditional business insurance coverage. We provide comprehensive risk assessment, safety consulting, claims prevention, and business continuity planning to minimize your total cost of risk and protect your business operations.
From workplace safety programs to cyber security assessments, our risk management specialists help identify potential exposures and implement effective loss control measures that reduce insurance claims and protect your business reputation.
Superior commercial insuranceclaims service and support
When commercial insurance claims occur, Premier Heritage provides exceptional claims advocacy and support services. Our experienced commercial insurance claims specialists ensure fast, fair claim resolution and help minimize business disruption during the claims process.
24/7 Commercial Insurance Claims Reporting
Immediate commercial insurance claims response for business emergencies, property damage claims, general liability incidents, workers compensation injuries, and cyber security breaches. Our commercial insurance claims hotline provides round-the-clock access to experienced claims professionals.
Commercial Insurance Claims Advocacy
Dedicated commercial insurance claims advocates and adjusters who work directly with insurance carriers to ensure maximum claim settlements and comprehensive coverage benefits. Our claims advocacy services protect your business interests throughout the commercial insurance claims process.
Business Interruption Insurance Claims
Comprehensive business interruption insurance claims assistance and business continuity planning services. We help minimize revenue loss, maintain business operations, and maximize business interruption insurance claim settlements during covered events and disasters.
Leading Commercial Insurance Provider in Florida